I have been a victim of identity theft and check fraud. Someone stole my account information and wrote checks and had a nice shopping spree at my expense.
I contacted my bank, we closed the account. Out of the goodness of my heart, I called all the merchants in the Tuscon and Phoenix area, which the checks had been cashed at to tell them not to accept any more checks from the person who was cashing my checks. I called Telecheck to tell them not to accept any checks and now, they want me to pay them for the amount the thief stole from me. I filed police reports and faxed them to Telecheck per their request.
The next thing I know, I am getting letters in the mail from a sister company to Telecheck, which is a collection agency demanding payment. They have harassed me via mail and phone calls, as early as 8:00 a.m. on Sunday mornings. I told them I am not paying for something that I didn't purchase.
Now I am getting letters from the Maricopa County Attorney in Arizona; Telecheck reported that I was writing bad checks and if I didn't settle up, then there will be a warrant out for my arrest to spend 6 months in jail, $2,500 find, double the amount of the check, plus late fees. I refuse the do the time for a crime I did not commit; someone stole my identity; my bank investigated it and proved that it was check fraud and identity theft and TELECHECK does not accept that.
Monetary Loss: $242.