On three occasions in a four-day period, merchants that I shop at told me my check was denied. All three use TeleCheck as their approval system.
After the first denied check I contacted my bank, just to make sure my account did not get hacked. Bank verified that my account was in good health and that as we were speaking on the phone checks were clearing the account. Filed a complaint with the Better Business Bureau which was forwarded to TeleCheck. Very quickly I received a call from a TeleCheck Customer Service Representative so that she could explain that my first check was denied because it was out of sequence from the last check they saw in their system.
Really??? Of course it is out of sequence, not everywhere I write a check uses this antiquated system to verify a check. It will be difficult for me until I get into a new routine but the three stores using TeleCheck that denied my checks (WalMart, Dunhams, and ***'s Sporting Goods) will not get any more of my business.
I have spent literally thousands of dollars in each of those stores in the last twelve months and for me to be embarrassed after the person in front of me at WalMart used an ACCESS CARD to pay for their purchase while I was denied because I wanted to use the money I earned at my job!!!! I know that my not supporting these stores won't hurt their bloated bottom line, but it has to start somewhere!