2 comments

This all started when I wrote a check to Walmart.The check was sent back but then cleared the next day by my bank.

Now whenever I write a check I never know if it will be denied by Telecheck. Doesn't matter if it is for $30.00 or $130. They have told me that I don't have enough "history" and each check will be "judged" individually. This should be illegal.

They do not have access to banking info so their system is making decisions based on what ? If you ask them they cannot tell you.. just the same "you do not have enough history" Some thing needs to be done to stop this practice.

It is one thing if you have an outstanding check that needs to be made right but to indiscrimanetly deny checks just because they want to is not right.

Review about: Illegal Actions.

Review #450193 is a subjective opinion of a user.

PRODUCT OR SERVICE Not specified
Reason of Review / Monetary Loss Not specified / Not specified
Preferred solution Not specified

Had an Experience with Telecheck?

Write a review

Comments

Comment as anonymous or
Terms of Service
Post Comment
Cancel
Telechek hater
Tulsa, Oklahoma, United States #726405

I have been writing checks thru same account for over 10 years, never had an issue with a check.Recently a lein was on my acct for 24 hrs in error.

The min it was found, it was fixed. All outstanding checks were paid (all 2) and no other problems. I then went to give a check to a smoke shop and it was declined...I had no clue why..thinking it was back to other error, code on receipt..3. I called telecheck and was told that they have updated acct..and I can use checks..so went back 4 hrs later...declined code 4...then the next day..3 times is a charm..same thing code 2..which same as above, not enough history.

I was literally furious...I called and told them that 10 years same acct..blah blah..they say that since it was an item return, (bank says no item returns in history) that my status starts as a new acct and I have less history then telecheck accepts..but the real clincher...I checked my bank acct today, and found that telecheck charged me $25 as a return item fee, on 2 checks that were never returned.

I spoke w/ both store owners and they have agreed, no checks were returned..So now telecheck are not only sneaky liars, they are also theives since no checks were returned by they charged me $25 for 2 in total $50 and will not return it.It makes sense why people go postal when you have companies out there that will stand behind a totally pucked up system to make a living...no history my ***.

anonymous
Sioux Falls, South Dakota, United States #723596

What do you mean, the check was sent back, but cleared the bank the next day?That doesn't make any sense.

When Telecheck refuses a check, it is done at the time you write it, right in the store. From what I have heard the reason most checks are refused is because there is reason to suspect identity theft or fraud. One way to solve the problem is to go to your bank and take out a certain amount of cash to last a certain amount of time.

The only checks I write are to pay bills and for cash.That way I don't have to worry about whether or not a check will be accepted.

You May Also Like

World Financial Group - Review about Ffiul from Oakland, California World Financial Group "FFIUL AGENT GUIDE SUMMARY OF CHARGES It's me Liquid, I post this not to damage them or to applaud them but just to have an official guide out there. I..." Read more World Financial Group - My God! People, Run - FLEE, FAST AS YOU CAN - From This Nightmare!!! World Financial Group "Not trying to kill your dreams here. I’m trying to -save- you, your families, your friendships, and your money from this endless soul-sucking NIGHTMARE. I worked full-time for WFG in..." Read more World Financial Group - Review in Financial Services category from Sacramento, California World Financial Group "Hey it's me Liquid. I was given this in response to my "You are a pyramid" accusation. They claimed that "Why would Nationwide slap their name with World Financial Group..." Read more World Financial Group - Big Class-Action Lawsuit against Transamerica’s FFIUL? Can You Join? World Financial Group "Transamerica’s Financial Foundation Indexed Universal Life (FFIUL) policy is WFG’s top life insurance product. It’s the fat-commission policy my upline always pushed me to sell. I worked for WFG..." Read more American Leak Detection - Shoddy Workmanship American Leak Detection "We had the main water line from the curb to the house replaced by American Leak Detection in 2015. We are in Wake Forest, NC. Two years later, we woke..." Read more Mark Medical Care - Deceptive Doctor Mark Medical Care "This doctor is misleading, nasty and deceptive. He is a radiologist who went to school in Mexico and now he is using second-hand lasers on his hispanic customers. Beware of..." Read more East Coast Concrete - Beware! East Coast Concrete "Beware! A company that you will soon see in the news for all the consumer complaints. Owner Josh is very personable and will tell you everything you want to hear...." Read more Tpd - Don't buy blinds from Rostom,Lebnon Tpd "I bought Rostom blinds recently. And I found the fabric was damage.I ask them to change but there is no people to help me to change.I bought 200pcs roller blinds..." Read more