I opened my checking account for emergencies mainly. My pet had his toe SEVERED so I would qualify that as an emergency.
After getting everything fixed I go to pay the vet bill, but it is denied because they are using TeleCheck. It was more embarrassing than anything, but also upsetting. What if it was a life or death situation? I guess death would be a better option than sitting through the automated 1800 number.
After a long and drawn out process I finally talked to a pleasant but unhelpful person who told me because there is "activity" on my account it was denied. He basically told me as long as I never use my account I would be fine.
After being HUNG UP ON by the supervisor and calling back they said flat out there is nothing I can do or they can do I will never be able to write checks or anything. They almost killed my pet and cost me $250
Monetary Loss: $250.